We offer several insurance levels or we can work with your own. Please consult to learn more about what exactly insurance covers, cardholder insurance and daily rates.

Basic Insurance

• Daily Rate: $16.95
• $500 deductible in case of incident or accident
• Insurance does not cover damage to wheels, tire, rims, antenna and hub caps

Full Cover

• Daily Rate: $21.95
• No deductible in case of incident or accident
• Insurance does not cover damage to wheels, tire, rims, antenna and hub caps

Your Own Insurance may be provided without additional charge if

• You are not using more than one (1) vehicle with the same insurance
• The coverage limits are 100/300/50 ($100,000 / $300,000 / $50,000)
• You insurance should not be “double interest” or cover only the car you own.

Explanation of 100/300/50:

If the limits of liability on your policy are set at 100/300/50, and you are found at-fault in an accident, your car insurance company is obligated to pay the claim accordingly:

• Bodily injury per person: 100 refers to $100,000 and is the maximum amount to be paid for each person injured in the other vehicle in an accident. Should two people in the other vehicle sustain bodily injuries in the amounts of $90,000 and $100,000, these amounts would be fully covered by your car insurance policy because each amount is $100,000 or less. Any amount exceeding the limit is your responsibility as an out-of-pocket expense.
• Bodily injury per accident: 300 or $300,000 equals the total amount that is paid toward bodily injury. The bodily injury amounts of $90,000 and $100,000 combined do not exceed $300,000, so you are fully covered.
• Property damage: What if the vehicle driven by the other person is totaled and damages are estimated at $58,000? Because this amount is in excess of the liability limit for property damage, 50 or $50,000, you are obligated to pay the remaining $8,000 after your car insurance company pays the first $50,000 in property damage.

American Express Cardholder Insurance

• AMEX does not cover public responsibility insurance. This type of insurance can be provided for you as a complimentary policy for $8.00 a day.